We understand that people have problems meeting their repayments so if you are having trouble meeting your commitments in terms of your contract with us please contact us immediately and we will try to resolve the problem with you.

It is important that you understand that if we cannot reach agreement on how to solve your problem and you remain in breach of your obligations due to late or non-payment this may result in the payment of default fees from us and could result in an adverse credit listing.

When you miss a payment, a $30.00 failed payment fee may apply.If you choose to continue to ignore your obligations and refuse to either make a payment or discuss the issue with us, we have the right to take further action, which could include registering a default on your credit file, passing your information to a specialist debt collection agency, and or other and legal action.